Interest Free Terms

Purchase your heating from SunRay* and there's no need to pay up front or pay high interest rates on your current credit card! With a Lombard account, you can start enjoying any product from SunRay right now with our generous 6 or 12 months Interest Free^ terms.

It couldn't be simpler!

Lombard uses a paperless system, so when you’re approved you’ll be notified by mobile phone.

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Calculate your savings

See how much you can save with a Lombard card, compared to a credit card.


Features, Benefits, Rates & Fees | FAQs | Key Facts


*Minimum spend of $500 to maximum spend of $30,000 applies.

^Credit approved applicants only; fees, terms and conditions apply including a $99 Annual Fee charged on the account open date and subsequently on the anniversary of the account open date. Up to 55 days Interest Free is available on all Lombard 180 card purchases (excluding cash withdrawals), when you pay, by the payment due date, the amount identified in your statement as the ‘optional repayment to qualify for up to 55 days Interest Free on purchases’. 6 months Interest Free is available on all Lombard 180 card purchases of $250 or more made in one transaction. Effective 1 December 2017, the Annual Percentage Rate on the Lombard 180 card will increase from 22.99% p.a. to 23.99% p.a. This rate is only payable on balances outstanding after any Interest Free terms. Interest is payable on any balance outstanding after the Interest Free term. Lombard provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877, Australian Credit Licence number 247415 (Lombard). Lombard® is a trademark of FlexiCards Australia Pty Ltd, a subsidiary of FlexiGroup Limited.

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Why choose Sunray?

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Our heating cables are
made in Denmark by DEVI, global market leader
since 1942.

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Our heating cables come
with an amazing 20 year manufacturer's warranty.

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We use our own A-class electricians for installations.
We DO NOT subcontract
your job.